Key Takeaways The average credit card balance per consumer in the U.S. was $6,523 in the third quarter of 2025.Total U.S. credit card debt hit a record $1.23 trillion in the third quarter of ...

A credit card balance is the amount of money you owe to a credit card company, including charges, interest, and fees. Carrying a balance on your credit card can be costly, as you may be charged ...

A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an extended period of time. It's essential to research and compare offers from different credit ...

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card.

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If you’ve racked up credit card debt that you’re not paying off every statement period, you’re not alone. American households had $1.23 trillion in outstanding credit card balances in the third ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

For many people, credit cards are a part of everyday life. There’s a good chance you’ve got a card or two in your wallet and ...

A maxed-out credit card can lead to penalties and restrictions from your card issuer. Carrying a high credit card balance can tank your credit score. Paying off a maxed-out credit card should be your ...

Dia Adams is a noted family travel expert and a real-life Mom of two teens in the DC Metro area. She has visited over 45 countries and lived in Thailand, China, and Ireland (where her son was born).