Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

If you notice a significant drop in your credit score, that often indicates a serious debt problem. “A credit score drop is a ...

If you don’t have a credit history, it can be difficult if not impossible to qualify for a mortgage or get another kind of loan. But a new program from Experian will let you build your own credit ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

For years, the typical caller at CareOne Credit, one of the biggest debt-counseling outfits in the nation, has been a woman in her 30s with a yearly family income of $30,000 to $35,000 and a credit ...