Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of May 20, 2026, the best 12-month CD rates ...

Explore top short- and long-term CD rates available today ...

If you’re in search of a low-risk investment for some of your retirement savings, an IRA certificate of deposit is a ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Right now, the best 1-year CD rate is 4.15% APY from multiple institutions. Compare the top 1-year CDs available nationwide with their minimum deposits, terms, and more.

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.15% APY, offered by Consumers and Veridian ...

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.17% APY. Secure a ...

Deposit account rates are on the decline. The good news: You can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay ...

This week's best CDs offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have the chance to ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public. A ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...