Overdraft fees average about $27 per transaction according to Bankrate’s 2025 checking account survey, but many major banks have eliminated or reduced these charges. Capital One, Citibank, and Ally ...

If you spend more money than you have in your checking account and end up with negative balance, your bank or credit union may cover the payment and charge you an overdraft fee. Overdraft fees cost up ...

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An overdraft drops your bank account balance below zero, and can result in fees and interest. Overdraft protection prevents a non-sufficient funds fee. Many or all of the products on this page are ...