Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

State car insurance requirements vary, but USAA offers the cheapest minimum coverage rates in our analysis. To qualify for ...

Car insurance isn't something that is nice to have. In most states, it's a requirement for drivers to obtain minimum liability coverage. And if you're financing your vehicle, specifically, the lender ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins. Select the end date for your old policy so the new policy begins immediately and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you’re getting optimal value for your hard-earned dollars. While ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Nonstandard car insurance is a type of policy for drivers who may not be able to get a standard policy due to their high risk ...

You don’t want to wait until after an accident to find out what your policy does and doesn’t cover. Car insurance is a necessity, but it's not one-size fits all. There's a minimum coverage required by ...

Say, hypothetically, one day on your way home from work, you hit a patch of ice and slide into a guardrail. The next day, your local repair shop quotes you $4,000 to fix the damage. Who pays for those ...