A cash-out refinance is a home mortgage that replaces your existing mortgage with a new, larger loan, and you take the difference between the old mortgage and the new as cash.

Nov 6, 2025 · A cash-out refinance replaces your current mortgage with a larger one, turning home equity into cash. This option can be used for emergencies, debt consolidation, or …

Nov 17, 2025 · A cash-out refinance involves borrowing more than you currently owe on your existing mortgage. Cash-out refinance requirements are stricter than for a traditional mortgage …

Apr 16, 2025 · Cash-out refinancing offers qualified homeowners a chance to replace their current mortgage with a new loan under new terms while simultaneously converting some of their …

A cash-out refinance is a new home loan for more than what you currently owe on your house. This new loan pays off your original mortgage, and you pocket the extra cash.

May 1, 2025 · What Is a Cash-Out Refinance? A cash-out refinance involves taking out a new mortgage loan that will allow you to pay off your old mortgage plus receive a lump sum of cash.

Sep 12, 2025 · A cash-out refinance is the closest thing to restarting your mortgage. It lets you access your home’s equity by replacing your current loan with a new one — ideally at a lower …

Feb 5, 2024 · What is a cash-out refinance? A cash-out refinance replaces your existing home loan with a new, larger loan. The difference between the two loans is the amount of cash you …

Jul 22, 2024 · A cash-out refinance replaces your current mortgage with a new, larger mortgage. This process lets you turn some of your home equity into cash at closing. Typically, you can't …

Sep 11, 2024 · Ever thought about tweaking your mortgage to get some extra cash in hand? That's exactly what a cash-out refinance can do for you. As the name suggests, this type of …