Whole Life Insurance vs. IUL: a BASIC Comparison and Difference. Which is better?🤔Whole life is a GUARANTEED and FIXED product. It offers a FIXED GUARANTEE INTEREST RATE between 2%-4% depending on the insurance company with NON GUARANTEED DIVIDENDS that pays between usually 4%-6.5% which increases the return to 3%-6% depending on performance and profits of the company. Once it’s SET, you can NO LONGER make any changes to your policy. Set premium, set interest rate, and set death benefit. What’s
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Whole Life Insurance vs. IUL: a BASIC Comparison and Difference…
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