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Life Insurance for Long-Term Care — How to Tap Your Death Benefit for Care Costs
Your life insurance policy could pay for long-term care while you're still alive — and most policyholders have no idea this option exists 💡 The long-term care rider (or chronic illness rider) lets you accelerate a portion of your death benefit to cover nursing home costs, home health aides, or assisted living. Nursing homes average over ...
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